Natural Disaster Assistance Arrangements

The following loans and grants are available under the NSW Disaster Assistance Arrangements, in Local Government Areas (LGAs) that have been included in natural disaster declarations.


The Office of Emergency Management may provide disaster relief grants to:

  • individuals and families whose homes and essential household items have been destroyed or damaged by a natural disaster;
  • who have limited financial resources; and
  • who have no insurance for essential household items and structural repairs to the home. 
For more information go to Disaster Assistance for Individuals.

Primary Producers

  • Loans: Urgent loans are available at a concessional interest rate.
  • Transport: Transport subsidies are available for the carriage of livestock, fodder and supplements for dairy cattle. 
  • The NSW Rural Assistance Authority administers these schemes.

Small Business


Sporting clubs

  • Loan assistance is available to sporting clubs for the restoration of essential facilities.
  • The NSW Rural Assistance Authority administers the loan component of the Scheme.
  • NSW Treasury administers the grant component of this scheme.
  • This finance is available to those unable to obtain assistance through normal channels.

Churches and voluntary non-profit organisations

  • Loan assistance is available to churches and voluntary non-profit organisations for the restoration of essential facilities from The NSW Rural Assistance Authority.

Commonwealth and State Government arrangements

The schemes listed above are eligible for Australian Government financial assistance, usually by way of partial reimbursement of actual expenditure, under the joint Australian Government/NSW Government Natural Disaster Relief and Recovery Arrangements/ Disaster Recovery Funding Arrangements.

Motor Vehicle Stamp Duty Relief

  • Motorists whose cars have been written off as a result of a natural disaster may be eligible for a stamp duty refund on their replacement vehicle offered by The Office of State Revenue.


Legal Assistance
  • Contact LawAccess NSW to discuss legal problems and what assistance may be available from Legal Aid NSW, Community Legal Centres and other free legal assistance services in your area;
  • Legal Aid NSW lawyers may be able to provide free legal advice to people affected by disasters on a range of issues including insurance, tenancy, credit and debt problems.